55+ communities, also known as senior apartments, retirement communities, or active adult communities, cater specifically to independent adults over a certain age threshold. These age-restricted communities provide a low-maintenance environment where seniors can be surrounded by peers at a similar stage of life while maintaining their independence.

Unlike other senior living options such as assisted living or skilled nursing facilities, 55+ communities do not offer comprehensive medical care, personal assistance with daily tasks, or access to dining halls included in the monthly costs. Instead, seniors live independently, just as they would in a traditional home or apartment, managing their own housing, meals, and transportation.